Some in this drainage district area have been getting erroneous information relating to the Bridgeton Levee. Here is some information directly from FEMA. [ I have added emphasis on the points most often misinterpreted. ]
In order to help you further understand the levee documentation, attached are some Fact Sheet FEMA has produced regarding the National Flood Insurance Program and levees. The main points to take from it are:
· FEMA Mapping Process
The U.S. Army Corps of Engineers (USACE) maintenance correction period ends June 11, 2008 and the preliminary FEMA Flood Insurance Rate Maps (FIRMs) are scheduled to be released in September 2008. FEMA will produce the preliminary FIRMs showing the current status of the levee (certified or not).
· Insurance
Regardless of the levee certification status, flood insurance will continue to be made available. Mandatory flood insurance purchase requirements for federally backed loans in the Special Flood Hazard Areas (SFHA) are related to effective maps. If a homeowner purchases flood insurance before the new maps become effective, the rating will be based on the map currently in effect when the building was constructed. This is known as “grandfathering.” I have attached a “Grandfathering Newsletter” to help you further understand this process.
· Disaster Assistance
Because the City of Portland participates in the National Flood Insurance Program (NFIP), the certification status of the levee (certified or not) does not affect your community’s ability to obtain FEMA disaster assistance. If a federally declared disaster occurs, disaster assistance will continue to be made available.
